What Happens if I Don’t Insure my Pet and it Goes Missing?

It is no news that pets go missing all the time, whether it’s an indoor pet or an outgoing pet. So what happens if I don’t insure my pet and it goes missing? Honestly that’s a valid question, of course you can’t take your pet to work with you, or to school, or to the gym there are tons of places one can go without taking there pets with them.

Pets too get bored or lonely you know, or they get scared and stray away in Search of there owners or companionship. Most times we find that our pets ain’t insured,w we only realize when they go missing.

In this article we discuss:

How do I reunite with my lost pet

  • What can dissuade you from search for your lost pet
  • How Do I Reunite With my Lost Pet?

When your beloved dog or cat leaves the house, it can be a traumatic experience for both of you. Give below are some tips to best answer the question “what happens if I don’t insure my pet and it goes missing?” as well as a not so step by step guide to help you find your pet when it goes missing:

  • Search the neighborhood

The method you conduct your search will depend on the breed and personality of your pet. Confident, outgoing or friendly pet make new friends elsewhere, while shy or slightly timid pets can hide somewhere or get away from strangers. Mission Reunite and the Missing Animal Response Network offer search techniques and online trainings to help you figure out what steps to take when your cat or dog goes missing in order to find them. Another great resource is at LostCatFinder.com, How To Find Your Lost Cat search guide video and ebooks.

In general, walk or drive around your neighborhood several times each day. Ask your neighbors, postman and delivery man if they’ve seen a stray pet hanging around your neighborhood.

Most domestic cats are scared outside and often seek refuge near their home, an average of three houses away. On the other hand, a street cat can move multiple blocks. Focus on peeking under your decks, bushes, and awnings, such as all kinds of dark and hidden places around your home. Ask neighbors on both sides of the house if they can also search their houses. Check out garages and warehouses where cats can be caught up in a trap.

  • Contact Or Check With Your Local Animal Shelters and Animal Control Agencies

Report your lost pet by filing a missing pet report to a shelter within 15 miles of your home and visit daily if possible. To find local shelters, do a web search or enter your zip code in the Pet Project Shelter Search. Some animal shelters post pictures of the animals they find on their websites so you can easily see if your animals are there. Shelters are often full of human traps, which can be especially helpful if your pet is shy or anxious. If your cat goes missing, contact your local Trap Return Team (TNR) as the cat may have joined the colony or found someone feeding your cat in the area.

If there are no shelters or TNR groups in your area, contact your local police department or animal welfare agency. Provide these agencies with accurate descriptions and up-to-date photographs of your pets. If you think your pet has been stolen, report it to the police. f your pet has a microchip, report it to the microchip company so that the animal can be reported missing

  • Engage Your Community By Use of Flyers and Notices

Post notices at grocery stores, laundries, hairdressers, community centers, veterinarian offices, dog parks, intersections, pet stores, and more. List your pet’s gender, age, weight, breed, color, and special markings. Do not omit distinctive features when describing pets. Listen to this when people who say they found your pet describe your pet.

Hang large colorful flyers in your area and include a clear picture of your pet, your pet’s description, identification information, and a phone number. Keep your flyers simple and easy to read. Special attention is often drawn to posters offering gifts or indicating that the pet needs certain medications, Place it so people can see it. Place it at a bus stop, on a telephone pole, or on a street lamp pole on a nearby street at eye level.

  • By use of Social Media Platforms

Take advantage of social media platforms! There are many groupse lost and found animals on Facebook, so find one or more in your area and post your lost pet. You can also post to your personal Facebook, Instagram or other social media accounts. Add helpful hashtags to help people around you find your posts.

The Petco Love Lost is a national database that uses pet identification technology to search lists of thousands of pets found by users and animal shelters across the country. Just upload a photo of your pet to start searching. You can also try:

  • Center for Lost Pets
  • Craigslist
  • Fido Finder
  • Lost Dogs of America
  • Pet FBI
  • NextDoor or Front Porch Forum; check the lost and found section and post a lost pet notice.

If your neighborhood has a homeowner’s association, contact and ask them to help spread the word either through their forums or helping you hand out flyers to the neighborhood.

What May Dissuade you From the Search For Your Lost Pet

Of course there are some limitations that may occur while trying to recovery your lost pet such as pet recovery scams but don’t worry we’ve got you covered. The question “What Happens if I Don’t Insure my Pet and it Goes Missing?” Was the right question to ask because this lead you to us. We let you know what to do if your pet goes missing and we will know raise your awareness on pet recovery scam as constant awareness is the best way to prevent or avoid scam.

Most times when we’ve searched for our pet for way too long and we’re not close to finding our pet or getting any positive leads as to where the pet may be hiding or hanging out we give up on our search. I’m here to tell you never to give up on your search, have faith on your ability to reunite with your pal

Prevention; To ensure you pet always makes it back to you

  • Be wary of pet recovery scams

If you are talking to a stranger who claims to have found a pet, ask them to describe the pet in detail or send you a photo of the pet you found before providing any information. Your pet may not have an ID if it is not listed on the ad or refuses to post a photo. Beware of people who insist on giving or sending money they can help you search for your pet before returning your pet.

  • Don’t give up your search

Animals that have gone missing for several months are reunited with their owners. After the kiwi-microchipped dog disappeared over a year ago, it was later reunited with its owner, New Mexico Governor Michelle Lucien Grisham. Expand your search and repost on social media and online forums.

  • Use of ID Collar Tag or Microchip Registration

All pets (even an indoor pets) are more likely to be returned to you if they always wear a collar and Id tag with your name, address and phone number. Ask your veterinarian or local animal shelter for a microchip so your pet can find its way home if it gets lost. Use an online microchip registration site such as the HomeAgain microchip registration services to update your contact information. In this case I have my pet insured, therefore I won’t have to bother with what happens of I don’t insure my pet and it goes missing.


Having gone through this article, I’m sure whatever questions you may have had about “what happens if I don’t insure my pet and it goes missing? “must have been answered.

Whenever your pet goes missing in your neighborhood, all you have to do is follow someone of the above given guide and I assure you, there if no way your pet pal won’t be found as long as you don’t give up the hope of being reunited with your pet.

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